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The Certificate Trap: Why More School Doesn’t Always Mean More Pay episode artwork

Aug 31, 2025 32 min

The Certificate Trap: Why More School Doesn’t Always Mean More Pay

from How To Money

Is more education always a good thing, leading to better pay? Nope. New information reveals that many job skills certificates are a total waste of your time and money. Ask HTM: Bryant is 25 and wants to know how he and his wife should be investing. More Americans are opting to use debit cards instead of credit cards right now. But the major problem for budgets is that spending isn't going down! Ask HTM: Nathan is worried about paying back a 401k loan as he leaves a job.

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Is more education always a good thing, leading to better pay? Nope. New information reveals that many job skills certificates are a total waste of your time and money. Ask HTM: Bryant is 25 and wants to know how he and his wife should be investing....

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The Certificate Trap: Why More School Doesn’t Always Mean More Pay

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