The Connector Podcast - DFS Digital Finance Summit - Fixing Europe’s Fragmented Credit Data For Real Financial Mobility

We explore how Europe’s fragmented credit data blocks fair lending for people who move across borders, and how Mifundo connects bureaus and banks to make financial identities portable. We share progress to 17 countries, the mindset shift lenders need, and how to use AI under EU high‑risk rules without black boxes.• fragmentation of European credit data and its impact on borrowers• difference between cross‑border credit and financial mobility• historical and regulatory reasons for national silos• access barriers to registries and legal limitations• mindset and cultural inertia within banks and supervisors• Mifundo’s coverage of 17 countries and 70% of population• bank partnerships across Spain, Greece, Romania, Scandinavia and the Baltics• ecosystem goal serving bureaus, banks and consumers• AI usage with transparency under the EU AI Act• practical endgame: seamless lending regardless of bordersPlease find me on LinkedIn. You can contact me there or via email as well.To connect and keep up to date with all the latest, head over to www.jointheconnector.com or hit subscribe via your podcast streaming platformThank you for tuning into our podcast about global trends in the FinTech industry.Check out our podcast channel.Learn more about The Connector. Follow us on LinkedIn.CheersKoen [email protected]#FinTech #RegTech #Scaleup #WealthTech