The Cost of Living: Navigating Rising Debt, Rental Laws, and the "Bank of Mom and Dad" | Full Episode

It’s never been easier to spend money, and that “one click” convenience is quietly reshaping our budgets. In this episode, Bruce explores friction maxing with certified financial planner and money psychology expert Hanna Horvath, including practical ways to slow down impulse purchases and make saving more automatic. Then, insolvency trustee Doug Hoyes breaks down what his firm is seeing in Canada’s latest bankruptcy study, from higher balances and more creditors to mounting pressure from food costs, unemployment, and housing. Next, Lindsey Stanberry (The Purse) tackles the taboo topic of parents supporting adult children, and why more transparency around the “bank of mom and dad” matters. Finally, lawyer Lisa Mackie shares what renters should know before signing a lease, including key terms, red flags, and how laws at different levels of government shape your rights. To find out more about the guests check out: Hanna Horvath: Substack | Instagram | TikTok Doug Hoyes: hoyes.com | X Lindsey Stanberry: thepurse.co | Instagram Lisa Mackie: ahbl.ca | LinkedIn(ahbl) | Instagram(ahbl) | LinkedIn Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn