The Coverage Contrarian: E-Bike Coverage Under a Homeowners Policy

This is the third of a series called "The Coverage Contrarian," where your experts at PLRB discuss and debate interesting coverage issues & nuances. What coverage issues can arise under a Homeowners policy in the event of an E-Bike accident? Check out this week's biggest debate on PLRB on Demand. Illinois – Definition of Low-speed Electric Bicycle (625 Ill. Comp. Stat. Ann. 5/1-140.10) Illinois – Definition of Motor Vehicle (625 Ill. Comp. Stat. Ann. 5/1-146) Illinois – Self-Propelled (https://www2.illinois.gov/rev/research/legalinformation/regs/Documents/part195/Part%20195.105%20AD.pdf) New York – Definition of Bicycle with Electric Assist (N.Y. Veh. & Traf. Law § 102-c (McKinney)) The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Listeners should rely on guidance from their companies and counsel as appropriate. © PLRB 2021.