The Creative Ways First-Time Buyers Are Making It Work in 2025

Is the Canadian dream of homeownership still alive? We break down the latest CMHC Mortgage Consumer Survey, revealing how first-time buyers are really getting into the market.  First-time buyers now make up 12% of mortgages (up from 10%), with over half using co-buyers and receiving family gifts averaging $74,000 ($150,000 in Ontario/B.C.). 65% of first-time buyers are at their budget maximum, with fewer using savings for emergencies (50% vs. 78% last year). Most buyers remain optimistic: 80% see homes as good investments, and 74% expect values to rise next year. Exchange-Traded Funds (ETFs) | BMO Global Asset Management Buy & sell real estate with Ai at Valery.ca  Get a mortgage pre-approval with Owl MortgageCanadian Investor Rodeo TicketsSee omnystudio.com/listener for privacy information.