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The Credit Game Just Changed—And It’s in Your Favor episode artwork

EPISODE · Jul 11, 2025 · 9 MIN

The Credit Game Just Changed—And It’s in Your Favor

from Credit Coaching by Kristi · host Kristi Nowrouzi

Are you dreaming of buying your home one day but your credit hasn't been cooperating? Well great news! In a historic decision, the Federal Housing Finance Agency, the parent authority over Fannie Mae and Freddie Mac, has recently announced they are accepting VantageScore 4.0 to be accepted! Up until now, only FICO models were acceptable. This change could help millions more show up on paper in a way that leads to loan approval, where in the past they may have experienced scores too low or credit too thin for approval. This is a GAME CHANGER and truly [email protected]

What this episode covers

Are you dreaming of buying your home one day but your credit hasn't been cooperating? Well great news! In a historic decision, the Federal Housing Finance Agency, the parent authority over Fannie Mae and Freddie Mac, has recently announced they are accepting VantageScore 4.0 to be accepted! Up until now, only FICO models were acceptable. This change could help millions more show up on paper in a way that leads to loan approval, where in the past they may have experienced scores too low or credit too thin for approval. This is a GAME CHANGER and truly [email protected]

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The Credit Game Just Changed—And It’s in Your Favor

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Frequently Asked Questions

How long is this episode of Credit Coaching by Kristi?

This episode is 9 minutes long.

When was this Credit Coaching by Kristi episode published?

This episode was published on July 11, 2025.

What is this episode about?

Are you dreaming of buying your home one day but your credit hasn't been cooperating? Well great news! In a historic decision, the Federal Housing Finance Agency, the parent authority over Fannie Mae and Freddie Mac, has recently announced they are...

Can I download this Credit Coaching by Kristi episode?

Yes, you can download this episode by clicking the download button on the episode player, or subscribe to the podcast in your preferred podcast app for automatic downloads.
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