EPISODE · Jul 27, 2026 · 10 MIN
The Deposit Problem Stopping You Buying a Home - Solved
from The Mortgage Mum Podcast · host The Mortgage Mum
How to Buy a Home With Just a £3,000 Deposit | Shared Ownership Explained In this episode, Sarah and Gemma break down shared ownership, one of the most overlooked ways to get on the property ladder with a fraction of the deposit you'd normally need. Shared ownership lets you buy a portion of a property (anywhere from 10% to 75%), while paying rent on the remaining share to a housing association or developer. It means a much smaller deposit and a much lower barrier to entry. In this episode you'll learn: - What shared ownership actually is - How the percentages and rent work - A real example: buying 25% of a £250,000 home for just a £3,125 deposit - Who shared ownership is best suited for If you've been priced out of buying because of deposit savings, this episode is for you.
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The Deposit Problem Stopping You Buying a Home - Solved
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