The DOFD Rule That Can Erase Old Debts from Your Report – CreditFixGuy

from CreditFixGuy · host Credit Fix Guy

If a negative account has passed the 7-year mark from the Date of First Delinquency (DOFD), it no longer belongs on your credit report. But most people never check that date.

Episode metadata supplied by the publisher feed · Published Aug 24, 2025

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The DOFD Rule That Can Erase Old Debts from Your Report – CreditFixGuy

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