EPISODE · Aug 24, 2025 · 1 MIN
The DOFD Rule That Can Erase Old Debts from Your Report – CreditFixGuy
from CreditFixGuy · host Credit Fix Guy
If a negative account has passed the 7-year mark from the Date of First Delinquency (DOFD), it no longer belongs on your credit report. But most people never check that date.
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The DOFD Rule That Can Erase Old Debts from Your Report – CreditFixGuy
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Frequently Asked Questions
How long is this episode of CreditFixGuy?
This episode is 1 minute long.
When was this CreditFixGuy episode published?
This episode was published on August 24, 2025.
What is this episode about?
If a negative account has passed the 7-year mark from the Date of First Delinquency (DOFD), it no longer belongs on your credit report. But most people never check that date.
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