The End of the "Dinner Party Landlord" | Property Investing 2026

Coinbase AD | Visit Coinbase to learn more: https://coinbase-consumer.sjv.io/c/6585058/1342972/9251This episode is sponsored by Coinbase, Visit www.coinbase.com to learn more. Crypto comes with unique risks, take 2 minutes to learn more.Has the golden era of the UK buy-to-let market come to an end? The headlines might say yes, but the reality is much more complex.In this episode of the Mouthy Money podcast, Edmund and Chris sit down with Louisa Sedgewick, Managing Director of Mortgages at Paragon Bank. With 30 years of industry experience, Louisa reveals exactly how the property market is evolving in 2026. We break down the death of the "dinner party landlord," why the rules of property investment have completely changed, and where the smart money is moving right now.In this video, we cover:Why buying a rental property in your own name is a thing of the past (and why SPVs are the new normal).The massive North vs. South divide in property investments.How incoming EPC regulations and the Renters' Rights Act will impact you.Why you should ignore "get rich quick" property influencers on TikTok.Whether you're a seasoned investor, an "accidental" landlord, or just looking to understand the UK housing market, this episode is packed with essential insights.Chapters00:00 Buy To Let Is Evolving00:33 Sponsor Message Coinbase01:20 Meet The Hosts01:23 What Is Buy To Let02:30 Louisa And Paragon Bank04:12 End Of Dinner Party Landlord06:28 Tax And Regulation Shifts08:51 Professionalising Landlords11:22 Should You Become A Landlord14:25 Where New Landlords Buy17:29 HMOs And Student Lets20:13 Future Rules EPC And More22:44 Avoid Get Rich Quick Hype24:11 Using Brokers And Tax Advice25:08 Final Thoughts And Goodbye*MOUTHY MONEY**Our substack* mouthymoney.substack.co.uk *Get in touch* ⁠⁠[email protected] ⁠⁠*Apple Podcasts* https://podcasts.apple.com/us/podcast/mouthy-money/id1712308475*Spotify* https://open.spotify.com/show/72bQEJnPAWJprmy0B9Yy4u?si=SkMD_90qSs-K3QNb8b-6YQ DISCLAIMERThis video is produced for general informational purposes only. It should not be construed as investment, legal, tax, mortgage or other forms of financial advice. If in any doubt about the themes expressed, consider consulting with a regulated financial professional for your own personal situation. Past performance is no guarantee of future results. Investments can go down as well as up and you may get back less than you started with. Investments are speculative and can be affected by volatility. Never invest more than you can afford to lose. For more information visit ⁠⁠⁠www.fca.org.uk/investsmart⁠. Please note, video captions are auto-generated and may not be 100% accurate.