The Evolving Mortgage Landscape: Insights from Eddy Perez

In this episode of the Loan Officer Experience Podcast, host KT is joined by Eddy Perez from EPM to discuss significant changes in the mortgage industry, including the impact of the FCC's upcoming 2026 rule. They delve into the implications for mortgage brokers, the shifting dynamics of borrower data handling, and the evolving models for originators in the retail and wholesale spaces. Eddy shares his insights on the future of the industry, emphasizing the role of technology, AI, and consumer-direct strategies. They also explore the benefits of the non-del model and discuss the necessity of adapting to market changes to stay competitive. Eddy offers his perspective on how new operational models can deliver better value, speed, and cost-efficiency to clients.