The Fed, the Forecast, and Your Mortgage in 2026

The Fed just cut rates — again — but if you’re expecting mortgage rates to drop like a rock, think again. In this Brutally Honest episode, Stephen and Derick break down the latest Federal Reserve meeting in plain English, and explain what it really means for mortgage rates, affordability, and the housing market going into 2026. Inside: Why the Fed cut by 0.25% — and what drove the decision Why mortgage rates don’t follow Fed rates directly What to expect for the rest of 2025 (and beyond) The real 2026 outlook — and why waiting might cost buyers more Straightforward advice for buyers, homeowners, and agents right now Spoiler: The direction is finally looking better. But no, we’re not going back to 3%. 🎧 Tune in for truth, not clickbait — just the way you like it.