The FIRE Sequence Risk Blind Spot in Your Bond Tent

In this episode of The FIRE Podcast, Lucas and Luna break down a common sequence risk blind spot: the assumption that a bond tent protects early retirees from market downturns. They reference the 2022 bond market drawdown, comparing it to the 2008 experience, and explain why the typical 60/40 portfolio with a bond tent may still suffer from sequence risk when bonds and stocks fall together. The hosts walk through the concept of bond duration, the impact of rising rates on bond prices, and why retirees need to think beyond just the stock side of their portfolio. They also discuss practical adjustments, such as using short-duration bond funds or a rising equity glidepath, to better align the tent with actual risks. Tune in for a clear-eyed look at how to stress-test your FIRE withdrawal plan against the real-world behavior of bonds in a high-inflation, rising-rate environment. #FIRE #FinancialIndependence #EarlyRetirement #SequenceRisk #BondTent #PortfolioStrategy #RetirementPlanning #WithdrawalRate #BondDuration #RisingRates #Inflation #StockMarket #BondMarket #InvestmentStrategy #RetireEarly #PersonalFinance #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo