The FIRE Sequence Risk Blind Spot in Your Bond Tent

In this episode of The FIRE Podcast, Lucas and Luna unpack a subtle flaw in many bond tent strategies: the assumption that bonds will behave as expected during a market crash. Using a 2020-style scenario and historical data on duration, they explain why long-duration bond funds can actually amplify sequence risk in early retirement. The conversation covers the difference between nominal and real bonds, the impact of rising rates on bond prices, and why TIPS might be a more reliable tent pole. Listeners will learn how to stress-test their own bond tent by asking two key questions about their fixed-income allocation, and why the traditional 60/40 portfolio may not offer the protection it once did. A must-listen for anyone relying on the 4 percent rule in the current rate environment. #BondTent #SequenceRisk #Fire #EarlyRetirement #WithdrawalRate #TIPS #BondDuration #PortfolioConstruction #RetirementIncome #SafeWithdrawalRate #FixedIncome #Investing #PersonalFinance #RetirementPlanning #BearMarket #FexingoBusiness #BusinessPodcast #Finance Keep every episode free: buymeacoffee.com/fexingo