The FIRE Withdrawal Sequence That Cuts Taxes by Half

Episode 54 of The FIRE Podcast with Fexingo dives into the often-overlooked strategy of withdrawal sequencing to slash your tax bill in early retirement. Lucas and Luna break down how pulling from taxable accounts first, then tax-deferred, then Roth can save tens of thousands over a 30-year retirement, using the example of a couple with $1.5 million in mixed accounts. They explain the pro-rata rule, the impact of capital gains brackets, and why many FIRE planners accidentally overpay by ignoring the 0% capital gains bracket. No fluff, just the math that matters. #FIRE #FinancialIndependence #EarlyRetirement #TaxStrategy #WithdrawalSequence #RothIRA #TaxableAccounts #CapitalGains #ProRataRule #FIREPodcast #FexingoBusiness #BusinessPodcast #Finance #PersonalFinance #TaxPlanning #Retirement #FIREMath #TaxEfficiency Keep every episode free: buymeacoffee.com/fexingo