The Gift of Faith: How does a Person Obtain True Faith?

If true faith is the way to righteousness with God, how does a person actually obtain true faith?  Is true faith a choice from our own free will?  Is true faith the result of diligent study?  Is true faith a gift from God?  Or, is it all a mystery?  This episode not only clarifies how a person obtains true faith, it shares some of the significant benefits of firmly knowing the source.  Some passages referenced: Isaiah 40:28-29, Isaiah 46:9-11, Isaiah 55:8-9, Ezekiel 36:26-27, John 1:12, John 3:3, John 6:44, 63, 65, Acts 11:18, Romans 9:15-16, Romans 11:33-36, Ephesians 2:1-5, 8, Philippians 1:29, Philippians 2:12-13, Titus 3:3-6