The Great Canadian Housing Reset Has Begun

The next 12–24 months in Canada won’t just test the housing market — they’ll test households. This week, Vince highlights how mortgage renewals are hitting at 4–6% after years of ultra-low rates. Insolvencies are rising at the fastest pace since 2008. Credit stress is spreading. Housing supply remains constrained and rent is climbing. Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel.Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand.Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying to stay informed, you'll get honest conversations, expert analysis, and a few laughs along the way.Tune in every week for new episodes and discover the information that could help you make smarter mortgage decisions.For more information, be sure to visit  https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/