EPISODE · Mar 17, 2026 · 48 MIN
The Great Retirement Lie: Why You’re Saving Too Much & Spending Too Little
from Decoding Your Money Podcast
🔥 Episode SummaryIn this eye-opening first episode, Robert Powell breaks down one of the biggest myths in personal finance: that you should save as much as possible for retirement—no matter what.But what if that mindset is actually costing you your life today?Robert challenges the traditional “save everything, spend later” philosophy and introduces a more balanced, strategic approach to money—one that lets you enjoy your life now without sacrificing your future.🧠 What You’ll LearnWhy the traditional retirement model is outdatedThe psychological trap of “never enough” savingsHow over-saving can actually hurt your quality of lifeThe difference between financial security vs. financial fulfillmentHow to create a spending strategy without guiltSmarter ways to allocate money across your lifetime (not just retirement)
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The Great Retirement Lie: Why You’re Saving Too Much & Spending Too Little
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