The Healthcare Secret Jewish Families are Using to Save $30,000 PER YEAR

from Kosher Money · host Living Lchaim

We dive into one of the most stressful and expensive parts of American life: healthcare. Why are families paying $48,000 a year just to stay insured? Why does the system feel so broken? Is there another way?To help us figure it out, we sat down with Moishe Katz, the CEO of United Refuah Healthshare.👉 Explore all the links & resources in this episode below.✬ SPONSORS ✬► TWILLORY – Grab year-end deals and bundled savings at https://Twillory.com/KosherMoney - No promo code needed!► THE DONOR'S FUND – The Donor’s Fund gives you one place to manage all your giving, with a sleek app and smart tools that make donations strategic and seamless. 🎁 Open your free account today: https://thedonorsfund.org/koshermoney► BITBEAN – Turn your big ideas into custom software that scales. BitBean builds tools that make business smarter. Learn more: https://bitbean.link/4edg53► COLEL CHABAD – Supporting families in Israel since 1788. Give today and make a real difference: https://ColelChabad.org/KosherMoney - Oh, and grab tickets for the Nafshi concert here: https://colelchabad.events/✬ LINKS FROM EPISODE 103 ✬United Refuah’s website: https://unitedrefuahhs.org/Email: [email protected] doctors interested in being added to United Refuah’s preferred provider network: [email protected] referenced a video of a Dr. Potter: https://youtu.be/tsvAatLY5s4CHAPTERS:00:00 Intro01:01 Americans Are Spending So Much on Health Insurance01:48 The Stats02:43 Health Insurance Costs04:06 What a Health Share Is05:16 Why United Refuah Started10:06 How the Health Share Model Works15:30 Making Sure Everyone Gets Care17:32 Self Pay vs Insurance19:40 Understanding the Costs20:20 Its Many Members20:50 What Happens When More People Join23:15 Twillory24:28 The Donors’ Fund26:48 Incentives for Bringing in New Members29:05 Increasing Staffing at United Refuah29:45 What Is the Catch?32:46 Preexisting Conditions and Family Members34:17 Other Downsides of Healthshares37:19 Keeping Track of Payments39:28 Communicating with Providor42:18 Typical Out of Pocket Costs45:35 Determining Fair Prices46:35 How to Protect Yourself From Overpaying48:28 BitBean Uses AI to Help Your Business49:16 Colel Chabad Helps Feed Thousands51:14 Are Contributions Tax Deductible52:10 Health Shares and Medication Costs55:02 Pregnancy and Growing Families58:10 Dental and Vision Sharing01:00:30 Doctors Joining the Referred Provider Network01:00:41 Surveying the Members01:01:40 Gifting Memberships01:02:08 Know Your Plan and Deductibles01:07:47 Never Be Afraid to Ask for Discounts01:10:10 Member Access to Telehealth01:10:35 Reaching Out for Medications01:11:04 Where CPAP Machines Fall01:12:00 How United Refuah Compares to Other Healthshares01:14:12 “We’re All In This Together”01:15:24 Sharing Health Messages With Members01:16:56 Making Sure Everything Is Legal01:18:17 Dealing With Emergencies01:19:46 Reaching Out to United Refuah01:20:23 How R’ Katz Got Into Health Care01:22:22 Changing Your Mindset About Others’ Medical Costs01:23:43 Outro✬ RESOURCES ✬Finally! Kosher Debt Help offers people honest, agenda-free guidance for Jewish families struggling with debt. Get an assessment and personalized direction at ⁠https://www.kosherdebthelp.com⁠Get a free Jewish financial coach from the OU: ⁠https://livingsmarterjewish.org/⁠Kosher ADHD helps Jewish families and educators better understand and thrive with ADHD through practical guidance and compassionate support. Visit https://kosher-adhd.com⁠ or order their book at ⁠https://kodeshpress.com⁠ using code ADHD25 for 25% off.New website: ⁠https://www.livinglchaim.com/⁠Support Kosher Money: ⁠https://www.livinglchaim.com/donate⁠Reminder: This episode or description is not financial advice. Always do your own research. Kosher Money is the bi-weekly podcast from Living Lchaim, hosted by Eli Langer.#KosherMoney #LivingLchaim #KM

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