The Hidden Cost of Your Financial Advisor's AUM Fee

Episode 44 of The Financial Advisor Podcast with Fexingo breaks down the real cost of assets-under-management (AUM) fees — and why your advisor may not be telling you the full story. Lucas and Luna examine a case study: a couple in their mid-40s with a $1.2 million portfolio paying a 1% AUM fee. Over 20 years, that fee could consume over $600,000 in potential growth — more than half a million dollars lost to compounding drag. They explore alternatives like flat retainers, hourly advice, and fee-only fiduciaries, and discuss how to ask your advisor the right questions to align incentives. If you've ever wondered whether your advisor's fee structure is working for or against you, this episode offers a clear, actionable framework for evaluating the cost of advice. #AUMFee #FinancialAdvisorFees #FeeOnlyFiduciary #CompoundingDrag #InvestmentCosts #AdvisorTransparency #FlatFeeAdvice #HourlyFinancialPlanning #FiduciaryDuty #WealthManagement #RetirementPlanning #CostOfAdvice #FinancialPlanning #Investing #Finance #FexingoBusiness #BusinessPodcast #Fexingo Keep every episode free: buymeacoffee.com/fexingo