The Hidden CRA Rule No One’s Talking About (But Should Be) -July 2025 episode artwork

EPISODE · Jul 19, 2025 · 27 MIN

The Hidden CRA Rule No One’s Talking About (But Should Be) -July 2025

from Real Estate On Tap- BC Real Estate unfiltered and ready to spill · host Darin Germyn

☎ *Considering moving to White Rock/Surrey?* Connect with me here ➡ https://germyn.ca/connect🔥 *21 grants and incentives* to help home buyers save BIG ➡ https://germyn.ca/grants🧭 *LIMITED TIME* Access our BC home buyers course _($347 value)_ *FREE*- Visit https://germyn.ca/bchomebuyers and use code *LIMITEDTIME_FREEIf you own a home with a legal or unauthorized suite—or you’re even thinking about renting part of your property—you need to watch this.In this episode of Real Estate On Tap, we break down a CRA rule that’s flying under the radar but could have a huge impact on BC homeowners. Did you know adding a suite could trigger a deemed disposition, meaning you owe capital gains tax even if you haven’t sold your home? Yeah, we didn’t love it either.We’ll walk through what this means, who’s at risk, and why even having a legal suite doesn’t necessarily protect you from a tax bill. This isn’t just theory—these are real implications many homeowners and investors are totally unaware of.Plus, we take a look at what’s happening in the market right now. With Toronto heating up and BC still lagging, is the fall the turning point? And why is smart money diving back in?Whether you’re an owner, buyer, investor, or just watching from the sidelines, this episode delivers key insights you won’t want to miss.👍 Like, comment, and subscribe to stay updated on BC real estate trends, tax changes, and investment insights.DISCLAIMER:This video is for informational purposes only and does not constitute legal, tax, or financial advice. Always consult a qualified CPA, lawyer, or financial professional before making decisions related to taxes, real estate investments, or suite conversions. The information shared reflects our understanding as of the recording date and may not apply to your unique situation.🧑🏻‍💻 WEBSITE: germyn.ca📧 EMAIL: [email protected]📞 CALL: 604-670-7052*Don't be a stranger*If you want to know everything about *Surrey or White Rock BC* and the surrounding areas, then subscribe ▶ and tap the bell 🛎 for notifications, so you can be the first to know about the current market in *Surrey or White Rock BC* 😁_*All views, opinions and content in this channel is that of Darin Germyn and is not meant to provide personalized advice to the viewer. Please contact us directly to discuss your current situation or seek out the appropriate professionals._

☎ *Considering moving to White Rock/Surrey?* Connect with me here ➡ https://germyn.ca/connect🔥 *21 grants and incentives* to help home buyers save BIG ➡ https://germyn.ca/grants🧭 *LIMITED TIME* Access our BC home buyers course _($347 value)_ *FREE*- Visit https://germyn.ca/bchomebuyers and use code *LIMITEDTIME_FREEIf you own a home with a legal or unauthorized suite—or you’re even thinking about renting part of your property—you need to watch this.In this episode of Real Estate On Tap, we break down a CRA rule that’s flying under the radar but could have a huge impact on BC homeowners. Did you know adding a suite could trigger a deemed disposition, meaning you owe capital gains tax even if you haven’t sold your home? Yeah, we didn’t love it either.We’ll walk through what this means, who’s at risk, and why even having a legal suite doesn’t necessarily protect you from a tax bill. This isn’t just theory—these are real implications many homeowners and investors are totally unaware of.Plus, we take a look at what’s happening in the market right now. With Toronto heating up and BC still lagging, is the fall the turning point? And why is smart money diving back in?Whether you’re an owner, buyer, investor, or just watching from the sidelines, this episode delivers key insights you won’t want to miss.👍 Like, comment, and subscribe to stay updated on BC real estate trends, tax changes, and investment insights.DISCLAIMER:This video is for informational purposes only and does not constitute legal, tax, or financial advice. Always consult a qualified CPA, lawyer, or financial professional before making decisions related to taxes, real estate investments, or suite conversions. The information shared reflects our understanding as of the recording date and may not apply to your unique situation.🧑🏻‍💻 WEBSITE: germyn.ca📧 EMAIL: [email protected]📞 CALL: 604-670-7052*Don't be a stranger*If you want to know everything about *Surrey or White Rock BC* and the surrounding areas, then subscribe ▶ and tap the bell 🛎 for notifications, so you can be the first to know about the current market in *Surrey or White Rock BC* 😁_*All views, opinions and content in this channel is that of Darin Germyn and is not meant to provide personalized advice to the viewer. Please contact us directly to discuss your current situation or seek out the appropriate professionals._

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The Hidden CRA Rule No One’s Talking About (But Should Be) -July 2025

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This episode is 27 minutes long.

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This episode was published on July 19, 2025.

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☎ *Considering moving to White Rock/Surrey?* Connect with me here ➡ https://germyn.ca/connect🔥 *21 grants and incentives* to help home buyers save BIG ➡ https://germyn.ca/grants🧭 *LIMITED TIME* Access our BC home buyers course _($347 value)_...

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