The Hidden Infrastructure Behind Fintech & Payments - Louis Hoch | Seth Farbman's Podcast

This episode explores how modern payment infrastructure powers fintech companies, utilities, banks, governments, and enterprise brands behind the scenes.Seth Farbman and Louis Hoch discuss how Usio, Inc. evolved from a dot-com era electronic billing company into a diversified payments infrastructure business processing billions of dollars across ACH, card issuing, embedded payments, and disbursements.If you’re building a company in this ever-changing market environment this conversation is for you.00:00 Trailer01:20 Introducing Louis Hoch & Usio03:05 Processing Payments for Major Brands05:25 The Technology Behind MoviePass & Card Programs07:45 Why Print & Mail Still Matter in Fintech10:20 Surviving 28 Years Through Industry Changes13:15 How Covid Changed Payment Behavior15:05 From Technologist to Public Company CEO18:00 Usio's Ideal Customers & Government Contracts21:00 How Public Market Investors Have Changed25:00 Common Misconceptions About the Payments Industry27:15 The Story Behind the Name "Usio"Seth’s CompaniesVstock Transfer – https://www.vstocktransfer.com/Share Media – https://www.sharemedia.co/Listen to the ShowApple Podcasts – https://podcasts.apple.com/us/podcast/seth-farbman-on-podcast-from-startup-to-stock-exchange/id1356667808Spotify – https://open.spotify.com/show/54i7xkWaAALAFrUvk4WZcNConnect with SethLinkedIn – https://www.linkedin.com/in/sethfarbman/Instagram – https://www.instagram.com/sethfarbmanstockTikTok – https://www.tiktok.com/@sethfarbmanTwitter (X) – https://x.com/sethfarbman1About the ShowFrom Startup to Stock Exchange, hosted by entrepreneur and investor Seth Farbman, spotlights the journey of founders and CEOs as they scale their companies from early ideas to public markets. Each episode features candid conversations with leaders across industries, offering insights on growth, fundraising, branding, and the mindset it takes to build a company that lasts.Connect with Seth LinkedIn – https://www.linkedin.com/in/sethfarbman/ Instagram – https://www.instagram.com/sethfarbmanstock TikTok – https://www.tiktok.com/@sethfarbman Twitter (X) – https://x.com/sethfarbman1