The Hidden Infrastructure Behind Fintech & Payments - Louis Hoch | Seth Farbman's Podcast

This episode explores how modern payment infrastructure powers fintech companies, utilities, banks, governments, and enterprise brands behind the scenes. Seth Farbman and Louis Hoch discuss how Usio, Inc. evolved from a dot-com era electronic billing company into a diversified payments infrastructure business processing billions of dollars across ACH, card issuing, embedded payments, and disbursements. If you’re building a company in this ever-changing market environment this conversation is for you. 00:00 Trailer 01:20 Introducing Louis Hoch & Usio 03:05 Processing Payments for Major Brands 05:25 The Technology Behind MoviePass & Card Programs 07:45 Why Print & Mail Still Matter in Fintech 10:20 Surviving 28 Years Through Industry Changes 13:15 How Covid Changed Payment Behavior 15:05 From Technologist to Public Company CEO 18:00 Usio's Ideal Customers & Government Contracts 21:00 How Public Market Investors Have Changed 25:00 Common Misconceptions About the Payments Industry 27:15 The Story Behind the Name "Usio" Seth’s Companies Vstock Transfer – https://www.vstocktransfer.com/ Share Media – https://www.sharemedia.co/ Listen to the Show Apple Podcasts – https://podcasts.apple.com/us/podcast/seth-farbman-on-podcast-from-startup-to-stock-exchange/id1356667808 Spotify – https://open.spotify.com/show/54i7xkWaAALAFrUvk4WZcN Connect with Seth LinkedIn – https://www.linkedin.com/in/sethfarbman/ Instagram – https://www.instagram.com/sethfarbmanstock TikTok – https://www.tiktok.com/@sethfarbman Twitter (X) – https://x.com/sethfarbman1 About the Show From Startup to Stock Exchange, hosted by entrepreneur and investor Seth Farbman, spotlights the journey of founders and CEOs as they scale their companies from early ideas to public markets. Each episode features candid conversations with leaders across industries, offering insights on growth, fundraising, branding, and the mindset it takes to build a company that lasts. Connect with Seth LinkedIn – https://www.linkedin.com/in/sethfarbman/ Instagram – https://www.instagram.com/sethfarbmanstock TikTok – https://www.tiktok.com/@sethfarbman Twitter (X) – https://x.com/sethfarbman1