The Hidden Medicare Penalty You Might Be Paying

What this episode covers

Think Medicare is free once you hit 65? Not quite. If your income’s too high, there’s a hidden surcharge that can quietly shrink your Social Security check by thousands a year. It’s called IRMAA. And most people don’t see it coming. Let’s break down who’s impacted and how to avoid it. Important Links: Website: https://www.estesfinancial.net/ Call: 817-444-8402

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Frequently Asked Questions

How long is this episode of Financial Flight Plan Podcast?

This episode is 17 minutes long.

When was this Financial Flight Plan Podcast episode published?

This episode was published on September 25, 2025.

What is this episode about?

Think Medicare is free once you hit 65? Not quite. If your income’s too high, there’s a hidden surcharge that can quietly shrink your Social Security check by thousands a year. It’s called IRMAA. And most people don’t see it coming. Let’s break down...

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