The Hidden Psychology Behind Failed Dreams, with Yale’s Dr. Zorana Ivcevic Pringle episode artwork

EPISODE · Jul 18, 2025 · 1H 6M

The Hidden Psychology Behind Failed Dreams, with Yale’s Dr. Zorana Ivcevic Pringle

from Afford Anything | Make Smart Money Choices · host Paula Pant, Personal Finance Expert | Cumulus Podcast Network

#626: A software programmer and an accountant walk into retirement planning. Are they being creative? Dr. Zorana Ivcevic Pringle, a senior research scientist at Yale University's Center for Emotional Intelligence, says absolutely. Pringle defines creativity as something that's both original and effective, whether you're solving an accounting problem or planning an unconventional retirement. We explore the gap between having ideas and actually implementing them. You have this brilliant vision for starting a business, changing careers, or retiring early, but somehow you never take the first step. Pringle calls this the implementation gap, and she explains why it happens. The conversation centers on a hypothetical couple: both 55 years old, one a programmer, the other in middle management. They want to retire at 57 and travel the world. Pringle uses this example to illustrate how creative problem-solving works in real life. She explains that creativity requires comfort with uncertainty. When you're doing something new, you don't have a blueprint or checklist. There's always the risk that your early retirement plan could fail spectacularly — imagine having to return to work at 59 after the market tanks and your portfolio gets crushed. Here's the key insight: you don't need full confidence to start. Pringle compares creative confidence to fuel in a car. You don't need a full tank — you can start with just a quarter tank and refuel along the way. Each small success builds more confidence for the next step. The bottom line? Innovation happens through constant iteration. Your final destination might change throughout your career and retirement, and that's completely normal. Resources Mentioned: https://www.zorana-ivcevic-pringle.com/ Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Implementation gap intro (1:00) Creativity beyond arts (2:00) Original plus effective (3:00) Ideas to action gap (5:00) Retirement as creativity (7:00) Openness drives creativity (8:00) Problem finding process (10:00) Big Five traits (12:00) Openness and creativity (15:00) Traits can change (18:00) Uncertainty creates risk (20:00) Courage versus comfort (23:00) Self-efficacy challenges (25:00) Quarter tank confidence (28:00) Creative failure recovery (32:00) Creative blocks (36:00) Pivoting versus quitting (39:00) Emotions as information (42:00) Metrics versus intuition (50:00) Implementation strategies Learn more about your ad choices. Visit podcastchoices.com/adchoices

#626: A software programmer and an accountant walk into retirement planning. Are they being creative? Dr. Zorana Ivcevic Pringle, a senior research scientist at Yale University's Center for Emotional Intelligence, says absolutely. Pringle defines creativity as something that's both original and effective, whether you're solving an accounting problem or planning an unconventional retirement. We explore the gap between having ideas and actually implementing them. You have this brilliant vision for starting a business, changing careers, or retiring early, but somehow you never take the first step. Pringle calls this the implementation gap, and she explains why it happens. The conversation centers on a hypothetical couple: both 55 years old, one a programmer, the other in middle management. They want to retire at 57 and travel the world. Pringle uses this example to illustrate how creative problem-solving works in real life. She explains that creativity requires comfort with uncertainty. When you're doing something new, you don't have a blueprint or checklist. There's always the risk that your early retirement plan could fail spectacularly — imagine having to return to work at 59 after the market tanks and your portfolio gets crushed. Here's the key insight: you don't need full confidence to start. Pringle compares creative confidence to fuel in a car. You don't need a full tank — you can start with just a quarter tank and refuel along the way. Each small success builds more confidence for the next step. The bottom line? Innovation happens through constant iteration. Your final destination might change throughout your career and retirement, and that's completely normal. Resources Mentioned: https://www.zorana-ivcevic-pringle.com/ Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Implementation gap intro (1:00) Creativity beyond arts (2:00) Original plus effective (3:00) Ideas to action gap (5:00) Retirement as creativity (7:00) Openness drives creativity (8:00) Problem finding process (10:00) Big Five traits (12:00) Openness and creativity (15:00) Traits can change (18:00) Uncertainty creates risk (20:00) Courage versus comfort (23:00) Self-efficacy challenges (25:00) Quarter tank confidence (28:00) Creative failure recovery (32:00) Creative blocks (36:00) Pivoting versus quitting (39:00) Emotions as information (42:00) Metrics versus intuition (50:00) Implementation strategies Learn more about your ad choices. Visit podcastchoices.com/adchoices

NOW PLAYING

The Hidden Psychology Behind Failed Dreams, with Yale’s Dr. Zorana Ivcevic Pringle

0:00 1:06:16

No transcript for this episode yet

We transcribe on demand. Request one and we'll notify you when it's ready — usually under 10 minutes.

いろはにマネーの「ながら学習」 IrohaniMoney この番組では、インターン生2人が、金融、経済、投資関連の気になる情報を分かりやすくお伝えしていきます。インターン生の会話を「ながら聴き」する感覚で一緒に勉強していきましょう!ご意見箱フォーム:https://forms.gle/TTGaVP2TJksNMKJo7ぜひお便りや感想をお待ちしています!公式X:https://x.com/irohanimoney番組のハッシュタグは「#いろはにながら」です。番組への感想をお待ちしています!いろはにマネー:https://www.bridge-salon.jp/money/姉妹サイト:https://kabu.bridge-salon.jp/姉妹サイト:https://bridge-salon.jp/(株)インベストメントブリッジ運営 Eat to Live Jenna Fuhrman, Dr. Fuhrman Our health is our most precious gift and smart nutrition can change your life. Each month, join Dr. Fuhrman and his daughter, Jenna Fuhrman as they discuss important topics in the world of nutrition. Eat to Live will change the way you eat and think about food. PodSights Health & Wellness podsights.ai Transform your wellbeing journey. Get trusted, evidence-based answers to your health, fitness, and mental wellness questions. Make informed decisions about your health. Visit podsights.ai to create your own wellness podcast. Rich Dad's Guide to Investing II Robert T. Kiyosaki II Full Audiobook II Robert T. Kiyosaki Investing means different things to different people… and there is a huge difference between passive investing and becoming an active, engaged investor. Rich Dad’s Guide to Investing, one of the three core titles in the Rich Dad Series, covers the basic rules of investing, how to reduce your investment risk, how to convert your earned income into passive income… plus Rich Dad’s 10 Investor Controls.The Rich Dad philosophy makes a key distinction between managing your money and growing it… and understanding key principles of investing is the first step toward creating and growing wealth. This book delivers guidance, not guarantees, to help anyone begin the process of becoming an active investor on the road to financial freedom.

Frequently Asked Questions

How long is this episode of Afford Anything | Make Smart Money Choices?

This episode is 1 hour and 6 minutes long.

When was this Afford Anything | Make Smart Money Choices episode published?

This episode was published on July 18, 2025.

What is this episode about?

#626: A software programmer and an accountant walk into retirement planning. Are they being creative? Dr. Zorana Ivcevic Pringle, a senior research scientist at Yale University's Center for Emotional Intelligence, says absolutely. Pringle defines...

Can I download this Afford Anything | Make Smart Money Choices episode?

Yes, you can download this episode by clicking the download button on the episode player, or subscribe to the podcast in your preferred podcast app for automatic downloads.
URL copied to clipboard!