The House the Bank Said Couldn't Be Financed episode artwork

EPISODE · Aug 21, 2026

The House the Bank Said Couldn't Be Financed

from The Joshua Holt Podcast

What happens when an appraiser declares a home non-financeable, even for a standard conventional loan? In this video, we break down a real deal where we represented the seller of an 1886 farmhouse that was rated in condition too poor to finance, and handed a long list of demanded repairs, including a request to add an entire second bathroom. You'll see how we got a detached garage removed from the requirements, proved a basement moisture issue was harmless, shared repairs with the buyer, and found the comps ourselves to eliminate that bathroom demand. It's a real look at why a homeowner selling on their own can end up buried, and how the right team gets a tricky sale to the closing table.

Episode metadata supplied by the publisher feed · Published Aug 21, 2026

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An 1886 farmhouse was declared non-financeable after the appraisal. Here's how we worked the repair list down and saved the deal.

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