The Importance of a Home Warranty!

Buying a home? Click here to perform a full home searchSelling a home? Click here for a FREE Home Value Report If you have a home insurance policy, why do you need a home warranty policy? The answer is simple: the home insurance policy and home warranty cover different things. The home insurance policy covers the exterior of the home. If you have a fire or your roof gets damaged in a hailstorm, your home insurance will cover it. However, a home warranty covers what's inside of the home, including appliances and HVAC systems. If you sell your home, a home warranty gives the buyer confidence that the systems and appliances inside the home all work. When the warranty gets transferred to the buyers, they can rest assured that if something goes wrong during the first year, they're covered. For instance, if you have a home warranty and your dishwasher breaks down, call the home warranty company. They will try to repair it, and if they cannot, they will replace the dishwasher or other broken appliance at no extra cost. Therefore, it's important to have both the home warranty and the home insurance policy. If you have any questions, give us a call or send us an email. We look forward to hearing from you!