The Medicare Mistakes That Can Cost You After Divorce

Divorce later in life can bring unexpected questions about health insurance, Medicare eligibility, and the true cost of healthcare in retirement.In this episode of I Now Pronounce You Divorced, our host, Charles Hatley, Esq., is joined by our San Antonio attorney, Valerie Fisher, Esq., to speak with Licensed Insurance Agent and Medicare expert John Moore, with Moore Senior Benefits, about what individuals need to understand when transitioning from a spouse’s employer-sponsored health plan to Medicare. They discuss common Medicare misconceptions, enrollment deadlines, potential coverage gaps, and the penalties that can arise when enrollment is delayed or handled incorrectly.John also explains the differences between Medicare Advantage and Medicare supplement plans, how divorce may affect income-related IRMA charges, and why healthcare expenses should be considered during settlement negotiations, especially in a gray divorce.Whether you are approaching age 65, already enrolled in Medicare, or helping someone prepare for divorce later in life, this episode offers practical guidance for protecting your healthcare coverage and financial future.