The Medicare Myth That Breaks Families: Eric Sailor & Ryan Buck on the Real Cost of Long-Term Care

In this episode of The Caregivers Compass, host Lindsay Friedman sits down with Eric Sailor and Ryan Buck, co-owners of Care Patrol of Northeast Ohio, to unpack the biggest myths families believe about aging, Medicare, Medicaid, and long-term care. Together, they explain—plainly and honestly—where healthcare ends, where long-term care begins, and why so many families are caught off guard by the cost.Eric and Ryan share what really happens after a rehab stay ends, why the “100 days of Medicare” belief is so misleading, and how Medicaid waiver programs work (and don’t work), especially in assisted living and memory care. They also walk through real-world scenarios families face every day: having “too much money” for Medicaid, but not enough to privately pay for years of care.This conversation isn’t about fear—it’s about clarity. It’s about planning earlier, asking better questions, and understanding your options before you’re forced to decide in crisis mode. Whether you’re caring for aging parents, planning for your own future, or working in the caregiving space, this episode offers grounded wisdom, practical guidance, and a deeply human perspective on what it really means to prepare for aging well.Eric and Ryan also serve as care concierge partners with LT CareNav, helping families nationwide navigate care decisions with confidence, compassion, and clarity.