The Million Dollar Question: Super Access for Dental Treatment

Join Dr Vicki Rozos, ADA NSW Head of Advisory Services, as she speaks with Shane Morgan, Partner at Cutcher & Neale Accounting and Financial Services, about the complex and increasingly scrutinised area of compassionate release of superannuation for dental treatment. With withdrawals for dental procedures skyrocketing, serious concerns about practitioner conduct in this space have been raised by dentistry’s governing bodies.This essential episode explores the legislative framework governing compassionate superannuation release, including what conditions must be met for patients to access their retirement funds early. Shane explains the significant tax implications and long-term financial consequences for patients who withdraw super before retirement, whilst Dr Rozos discusses the professional and ethical obligations dentists must uphold when treating patients who choose this funding option.The episode covers ADA Federal’s comprehensive guidelines released in September 2025, including the crucial checklist for practitioners. It emphasises the importance of comprehensive treatment planning, informed consent, and prioritising patients' best interests—regardless of how treatment is funded.Whether you’re an experienced practitioner or early in your career, this episode provides vital guidance on navigating this high-risk area whilst protecting both your patients’ welfare and your professional standing.Interviewer(s): Dr Vicki RozosInterviewee(s): Shane MorganRelated Course/Event/Links: AHPRA Resource, ADA ReleaseThe Dental Practitioner is brought to you by the Australian Dental Association NSW. Find resources, episodes, and more at adansw.com.au.If you want to stay up to date with the latest developments in dentistry, check out our upcoming CPD courses at adansw.com.au/cpd.