The Mortgage Strategy Banks Don't Teach

On this episode of the On The Rise Podcast, host Jeremy Dyer talks with Anthony Rushing — former educator, 40-unit real estate investor, and mortgage professional — about a little-known strategy: the first lien HELOC. Anthony traces his unusual path from quitting college for a rock band to Teach for America to the mortgage industry, where he discovered a product that's common in Australia and Europe but rarely discussed in the U.S. He breaks down, in plain terms, how a first lien HELOC replaces your mortgage entirely, why it can pay a home off in years instead of decades, who it actually works for, and how it can free up liquidity to start investing. A genuinely educational conversation on using debt as a tool.