The Neil Haley Show Featuring Lora Monfared, Mitchell S. Karnes, Mr. Jay, and Sondae Esposito

The Neil Haley Show Featuring Lora Monfared, Mitchell S. Karnes, Mr. Jay, and Sondae EspositoNeil opened with Lora Monfared, Head of Consumer Card Products at Bank of America, the official bank of FIFA World Cup 2026, discussing how Americans are budgeting for a landmark summer of live entertainment. Lora noted 86 percent of Americans plan to reduce spending on at least one discretionary category this year, with the biggest pullbacks in dining out and entertainment, while travel has risen to the third most common financial goal of 2026. She walked through her joy-based budgeting framework using the 50/30/20 split (essentials, wants, savings) and recommended creative alternatives for those skipping blockbuster events, like watch parties, fan zones, and themed gatherings at home. With 77 percent of Americans holding a rewards credit card, Lora highlighted Bank of America's new Customized Cash Rewards card offering 6 percent cash back in a chosen category for the first year, plus a limited-edition FIFA World Cup card design. Visit bankofamerica.com.Author Mitchell S. Karnes joined for an update on his Mitchell S. Karnes Podcast, now on YouTube, where he interviews fellow Christian authors tackling subjects mainstream publishers shy away from. Mitchell announced book four of his Abbey series is now with the publisher and slated for the first week of July. He'll be at Franklin's Main Street Festival this Sunday, the Killer Nashville Conference in August, and a publisher convention at the Nashville Fairgrounds. Kim Petrosky Casting (whose credits include The Help) is casting his Water Grave series, with filming set to begin August 2, and a decision on books two and three expected by January. He also discussed his contribution to a Brave Authors survivor-story collection, with his novella tackling sex trafficking through the eyes of a girl in an affluent Brentwood school. Visit MitchellSKarnesAuthor.com.Sherry Price Clark of Storehouse Media Group then welcomed Mr. Jay, a certified Betrayal Trauma Practitioner and intrapersonal relationship coach, for a powerful conversation distinguishing betrayal trauma from general trauma. Mr. Jay explained that betrayal trauma requires reliance or dependency on the betrayer, which is why it can come from parents, bosses, God, the body itself, or a spouse. He outlined three reasons betrayal trauma stands apart: victims personalize it, it operates as a "secret society" without the casseroles and condolences other losses bring, and it uniquely poisons the past as well as the present. He referenced Jennifer Freyd's concept of "betrayal blindness" as a nervous system protection that backfires, and shared his three-gardens framework: a personal garden, a marriage garden, and after infidelity a repair-and-rebuild garden that must be specifically tended. Despite popular belief, roughly 75 percent of couples who experience infidelity survive and thrive when both partners do the work. Find his free resources at MrJayRelationshipCoach.com.The hour closed with Jodi Corbet of the Jesus and Ugly Jodi Podcast welcoming Sondae Esposito, founder of the 4Rescue Foundation and owner of EPI Security in Northern Virginia. Sondae shared her painful childhood story of growing up in a household marked by her mother's domestic violence and her own abuse from age four to five at the hands of a grandfather who had returned as a church deacon. After a decade in security and earning Executive Protection Level 1 and 2 certifications, she launched 4Rescue to focus specifically on extraction, transporting victims of domestic violence and trafficking to safety before partnering with other organizations. She walked through the viral "Four Fingers Up" hand signal, urging listeners to call 911 and document rather than intervene, and announced her sticker campaign to place the signal in every women's restroom in America.