The New 401(k) Catch-up Rules if your age 60-63

If you're participating in your 401k plan at work, if you're over 50, you're planning to maximize your contributions including the additional catch-up contribution, and you're going to make more than $145,000 in wages from your employer in 2025 - the rules for making catch up contributions are changing for you in 2026. Yesterday, I explained more details about who this change is going to impact, and today I want to focus on some special catch-up rules for those of you who are age 60-63.

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This episode was published on November 19, 2025.

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