EPISODE · Sep 4, 2025 · 8 MIN
The Origin Story of ClaimLinx: 23 Years of Disrupting Healthcare Costs
from Cutting-Edge Benefits Podcast · host Claimlinx
In this deep-dive origin story episode, Tom Quigley shares the early beginnings of ClaimLinx and how he, his wife Christie, and tax attorney Ed Lyon pioneered a healthcare revolution. From uncovering the power of IRS Section 105 to disrupting how businesses think about health insurance, Tom reflects on 23+ years of fighting rising premiums and outdated thinking.He explains why most employers are still stuck using 30-year-old strategies and how his team empowers companies to reduce costs and improve employee benefits—using nothing more than basic math and a willingness to challenge the system.How Tom’s wife, Christie, left her job at Anthem to build ClaimLinx’s internal TPAWhat IRS Section 105 is—and why most companies are missing outWhy employers continue to buy health insurance the wrong wayHow insurance agents and carriers profit from employer ignoranceThe math behind high deductibles vs. high premiumsReal talk on why most employees don’t understand their own benefitsThe “two plus two vs. three plus one” metaphor that explains it allWhy running a business in the health insurance world requires thinking like a thief (without becoming one)“You don’t have to be a thief—but you better think like one if you want to stay ahead of the game.” – Tom Quigley“This isn’t calculus—it’s basic second-grade math. But the industry has made it look like rocket science so they can keep you confused.” – Tom Quigley“Most employees only know two things: what comes out of their paycheck and how much they pay at the pharmacy. And that's a problem.” – Tom Quigley“If you’re still buying insurance like you did 30 years ago, you’re bleeding money. And your employees aren’t getting better care either.” – Tom QuigleyBusiness owners under 100 employeesCFOs and HR professionals seeking better healthcare ROITax strategists and benefits brokers exploring smarter funding modelsEmployees frustrated with rising costs and poor coverageTom’s books available now on Amazon and Barnes & Noble:How to Beat the High Cost of HealthcareHow to Beat ObamacareVisit: ClaimLinx.comBook a Consultation: Learn how to restructure your company’s health planExplore the Section 105 Strategy: Unlock overlooked tax savingsHashtags:#ClaimLinx #CuttingEdgeBenefits #TomQuigley #HealthcareReform #SmallBusinessSavings #EmployeeBenefits #Section105 #HealthcareDisruption #NeilHaleyShow #HealthInsuranceRevolution🔍 Key Topics Covered:💡 Notable Quotes:🧭 Who This Episode Is For:📚 Related Reading:🔗 Resources:
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The Origin Story of ClaimLinx: 23 Years of Disrupting Healthcare Costs
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