The Price Tag on Your Health Data

Health insurers have been quietly using your digital footprint to set premiums and deny claims. In this episode, Lucas and Luna trace how a single medical claim can trigger a cascade of data checks — from your smartwatch steps to your grocery loyalty card history. They zero in on a 2025 California case where a patient's fitness tracker contradicted their claim of a back injury, leading to a denied surgery. The hosts break down the legal gray areas, the rise of 'risk scoring' algorithms, and what regulators are doing about it. They also highlight a new startup that lets consumers see exactly what insurers know about them. If you've ever wondered why your health insurance bill went up, this is the episode for you. #HealthInsurance #DataPrivacy #RiskScoring #FitnessTrackers #AlgorithmicBias #ConsumerRights #HealthcareCosts #CaliforniaLaw #InsuranceClaims #DigitalFootprint #HealthTech #PrivacyRights #Economics #Business #Finance #FexingoBusiness #BusinessPodcast #ServicesEconomy Keep every episode free: buymeacoffee.com/fexingo