The Psychology Behind Your Spending

Do you spend more than you should? Or maybe the opposite and you’ve a tendency to be frugal? ? In this episode, our host Iona Bain is joined by financial psychotherapist Vicky Reynal to explore the emotional undercurrents behind our money habits. From childhood experiences and family dynamics to social media and FOMO, Vicky unpacks the complex psychology that shapes how we think, feel, and behave with money. You’ll hear about the subtle difference between overspending and self-sabotage, how scarcity mindsets can quietly drive our decisions, and why our financial habits are often less about numbers—and more about feelings.  Whether you're a frugal saver or a spontaneous spender, there’s lots of practical insights and empowering advice to help you better understand your relationship with money and how to start building healthier habits today. Follow Vicky on Instagram @vickyreynalpsychotherapy You can watch episodes on our YouTube channel And see behind the scenes content on our  TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give information for a UK audience that’s relevant at the time of recording.See omnystudio.com/listener for privacy information.