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The Rate Drop #2: Interest Rates Falling Again? episode artwork

Jan 21, 2026 1 hr 6 min

The Rate Drop #2: Interest Rates Falling Again?

from The Rate Drop - Australian Refinance Podcast Hosted by Refinancer

Rate drops, property moves, and a tuxedo twist? 🎙️ This episode has it all — from future market predictions and AI glasses to bad jokes and bold theories. We tackle big questions like: Should negative gearing go? What would you do with $100K? Future interest rate movements, and their impact on the property market. We also share current owner-occupier loan products and a surprising cash rate prediction to watch.Refinancer founder Dom Trimboli, Mortgage Broker of the Year Rob D’Agostino, and Platinum Broker Patrick Stewart come together for a live expert roundtable. Together, they share candid opinions, and offer strategic recommendations to help you navigate this rate environment with confidence.Whether you're considering refinancing, planning a property purchase, or simply staying ahead of the market—this episode provides valuable context at a critical moment. 📣 Join the discussion:What would you do with $100K? $2M now or the magic cent? Is it ever okay to recline your seat on a flight? Refinance now: https://www.refinancerloans.com.au/ge... Contact us: [email protected] Apply today: http://www.refinancer.com.au 🔔 Subscribe for expert insights, rate updates, and smart strategies tailored to the Australian market. Chapters: ⁠00:00⁠ - Intro ⁠ 01:43⁠ - Boundaries for the podcast⁠ 02:20⁠ - Future rate drops⁠ 05:45⁠ - How is going to impact property⁠ 12:01⁠ - Should abolish negative gearing?⁠ 15:26⁠ - Changes after May's rate cut ⁠19:35⁠ - AI glasses ⁠ 24:15⁠ - Rob got ripped off⁠ 28:26⁠ - Rob's Tuxedo story⁠ 31:18⁠ - Property market at the moment ⁠34:18⁠ - Dom's water meter problem ⁠ 37:40⁠ - Do bald people bring luck to others?⁠ 40:02⁠ - The two worst jokes someone ever told Rob⁠ 43:50⁠ - What to do with $100,000⁠ 46:26⁠ - AFL Sports bet ⁠ 47:17⁠ - Special Product owner occupier rates⁠ 48:32⁠ - $2 million up front or $0.01 cent double every single day? ⁠ 50:25⁠ - Chat GPT answer⁠ 54:35⁠ - The seat recline debate⁠ 01:03:45⁠ - Cash Rate prediction ⁠ 01:05:12⁠ - Message to THE VIEWER #RBADecision #InterestRatesAustralia #RefinancerPodcast #FinanceExperts #MortgageTips #HomeLoans #PropertyMarket #EconomicUpdate #RefinancingAustralia #rbaupdate This Podcast contains general information only and does not take into account your personal objectives, financial situation, or needs. It is not financial advice. Please consult a licensed financial adviser before making any financial decisions.

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The Rate Drop #2: Interest Rates Falling Again?

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This episode is 1 hour and 6 minutes long.

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This episode was published on January 21, 2026.

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