The Refinancing Ladder approach

Using the refinancing ladder strategy can help student loan borrowers get out of debt much faster. In this episode, learn how the refinancing ladder works for refinancing student loans — and how to decide if refinancing is right for you. In today's episode, you'll find out: • What is the refinancing ladder strategy? • When is refinancing a good decision? • Why you shouldn't refinance federal loans too soon • What, exactly, is student loan refinancing? • How student loan refinancing differs from other refinancing • How Student Loan Planner's cash-back bonuses work • The differences between short-term and long-term refinancing • How to calculate your payment with various loan terms • How many times do people generally refinance? • How to use the refinancing ladder strategy • Should you go with a variable or fixed rate? • How historic refinancing rates compare to the rates of today • How variable rates are calculated • Why don't more people refinance their student loans? • Why putting off your financial health is unwise • How lenders profit from borrowers who don't know to refinance • Who should and shouldn't refinance their student loans • Benefits of using the refinancing ladder with cash-back bonuses Full show notes at: http://studentloanplanner.com/42