The Remittance Myth and Why Banks Are the Endgame with Chris Maurice

Chris Maurice, CEO of Yellow Card, joins Frank Chaparro to cut through the hype on stablecoins and explain where they genuinely change payments and where they don't.Yellow Card builds stablecoin payment infrastructure across more than 50 countries, giving Chris a ground-level view most of the industry lacks. He argues the "stablecoins fix international payments" story is oversimplified, that the real unlock is in markets where rails and dollar access are broken rather than the US-to-Europe corridors that already work, and that the long-promised remittance revolution keeps stalling because the middlemen pocket the savings. He also makes the contrarian case that banks are allies rather than enemies, with native stablecoin acceptance as the endgame, and explains why the yield fight is really about protecting bank margins. Chris and Frank also discuss why stablecoin cards are taking off outside the US, and how stablecoins have finally broken away from crypto in the eyes of investors