The Retirement Red Zone

“What if the biggest retirement risks aren’t markets—but milestones you missed?” This episode breaks down the critical ages that quietly reshape your taxes, income, healthcare, and Social Security decisions. From early retirement access rules to required withdrawals and Medicare deadlines, each checkpoint carries consequences most people don’t see coming. The conversation reveals how timing—not just savings—can determine whether retirement feels secure or stressful.For more information about Nick & Jerry Royer and the Group 10 Financial Team, visit https://group10financial.com/