The Retirement Trap: Why the Retirement Plan Canadians Were Sold Is Breaking

Check out our webinar for business owners: https://hub.controlandcompound.com/business-masterclass-webinar-replay   For decades, Canadians were told retirement was simple:   ✔ Pay off your mortgage ✔ Max out your RRSP ✔ Collect CPP and OAS ✔ Retire comfortably.   But that plan was built for a completely different Canada.   In this episode, Darren and Christina explain why inflation, taxation, government policy, and longevity are changing retirement forever—and why accumulating assets alone is no longer enough.   They break down:   Why retirement has become a control problem instead of a savings problem The hidden inflation most retirees underestimate The RRSP "tax bet" almost nobody understands How government policy can completely change your retirement plan Why wealthy Canadians focus on flexibility instead of simply accumulating more money How tax diversification creates more retirement options Where participating whole life insurance fits into a long-term wealth strategy   If you're relying solely on traditional retirement advice, this episode may completely change how you think about building wealth.   Subscribe for weekly episodes covering Canadian wealth building, Infinite Banking, tax strategies, investing, entrepreneurship, and financial freedom. Show notes:   00:00 - Introduction   01:49 - The retirement formula Canadians grew up believing   03:29 - Inflation, taxes and why retirement is different today   04:58 - The shocking effect of inflation over 30 years   07:56 - Why taxes destroy more wealth than investments   09:04 - The RRSP tax bet most Canadians don't realize they're making   11:05 - Hidden tax stacking in retirement   13:20 - Government policy risk and changing retirement rules   17:35 - How just 1% more taxation changes everything   19:19 - What wealthy Canadians do differently   20:40 - Why flexibility beats accumulation   22:30 - Building retirement options instead of one strategy   24:02 - Final thoughts FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound_   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true   BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us