The Retirement Tune-Up Most People Ignore

Your portfolio could be quietly taking on more risk than you realize—and costing you when it matters most. Rebalancing isn’t about chasing returns; it’s about keeping your retirement plan aligned and protected. Brooks Bernhagen breaks down how portfolios drift over time, why that “set it and forget it” approach can backfire, and how a simple tune-up can help stabilize income, reduce emotional decisions, and maintain control as retirement approaches. For those nearing or in retirement, understanding your true risk level can make the difference between staying on track or facing unexpected setbacks. Listen to Brooks every Saturday at 7 a.m. on KOTA. Ready to build your retirement plan? Visit https://brooksfg.com/ to connect with Brooks and his team today!See omnystudio.com/listener for privacy information.