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Oct 20, 2026 51 min

The Risk You Didn’t Choose

from The Tech Money Podcast Hosted by Malcolm Ethridge and Ricky Mulvey

Some of the biggest risks are the ones that crash into you. Ricky Mulvey and Malcolm Ethridge discuss: Why avoiding taxes can be the bigger investment risk, using an Oracle case. Malcolm’s two-step risk test: what can go wrong, and can you absorb it? How a recent car accident changed the way Ricky weighs everyday costs against catastrophic risk. Why Malcolm argues the money that matters belongs at large, battle-tested institutions. The cost of AI performance falling roughly 13-fold over a few years. McKinsey’s AI interviews: a way for smaller employers to punch above their weight, or another shift of power toward the employer? Want to contact us? [email protected] We are proud to be in the Airwave Media network! Please contact [email protected] if you would like to advertise on our podcast. Hosts: Malcolm Ethridge, Ricky Mulvey Engineer: Heather Horton

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The Risk You Didn’t Choose

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This episode is 51 minutes long.

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This episode was published on October 20, 2026.

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