The Roth Revolution: Navigating New Catch-Up Rules & RMDs

The retirement rules just changed. In this episode of Decoding Your Money, we break down the 2026 "Roth Mandate" for high earners, the new catch-up contribution limits, and how the SECURE Act 2.0 is shifting the strategy for RMDs.In this episode, you’ll learn:The $145k Rule: Why the IRS is forcing high-income earners into Roth catch-ups.The Age 60-63 Boost: How to maximize the new $7,500 contribution window.RMD Reset: Why 75 is the new magic number for required distributions.Tax Traps: How to avoid the 25% penalty for missed withdrawals.Watch the full video masterclass with all the charts and tax deep-dives on Finstream: 👉 https://www.finstream.tv/