The Silver Tsunami: How Aging Americans Are Reshaping Housing

By 2060, nearly one in four Americans will be over 65—and that shift is already transforming the housing market. Tim Lucas and Craig Berry explore how seniors’ needs are redefining home design, policy, and community living across the country.In this episode you’ll learn:The scale of change: By 2035, the U.S. will have almost 12 million people over 85, many living in homes never designed for aging.The affordability crisis: 24-hour in-home care costs $290K per year, while average housing expenses eat up 35% of retirees’ income.Creative solutions: Shared housing among seniors has doubled in 20 years, with over 1 million older adults finding roommates or co-living options.ADUs & zoning battles: Backyard units could help—but local resistance (NIMBYism) still slows progress.The emotional factor: Isolation can be as harmful as smoking; shared housing and multigenerational setups offer powerful social benefits.The road ahead: Expect policy reform, flexible housing designs, and community-based solutions that work for all ages.Read the full article:https://www.mortgageresearch.com/articles/seniors-housing-needs-evolving/