The slump in the oil price, retail investors locked out of share placings, and how to spread your money around in the current crisis

This week’s podcast explains why oil prices have been plummeting and whether that is good news for consumers.  The team discuss the £4 billion fundraising by 80 companies since March and why retail investors aren’t being allowed to join the party. They also respond to a listener request on the importance of having a diversified portfolio, and talk to Liontrust’s John Husselbee about how multi-asset funds can play a role in this. Presented by Shares’ Editor Dan Coatsworth and AJ Bell’s Personal Finance Analyst Laura Suter