The Smarter Path to Retirement w/Twana Rasoul | TBN 019

Small multifamily isn’t just a starter strategy - it’s one of the most powerful tools for building long-term freedom through real estate.​In this episode of the Builder Nation Podcast, I sit down with San Diego small multifamily specialist Twana Rasoul to unpack why 2-4 unit properties are so underrated and how regular people can use them to build serious wealth. We break down the fundamentals of house hacking, from using FHA and VA loans to get into duplexes, triplexes, and fourplexes with low or even zero money down, to living in one unit while the others cover most (or all) of your housing costs. Twana walks through real numbers from his own journey, including turning a modest condo into multiple small multifamily buildings through a combination of 1031 exchanges and cash-out refinances, and explains how to decide between refinancing and selling based on equity, goals, and stage of life.​You’ll also hear how high-income earners and first-time investors alike can use value-add strategies, ADU additions, and repeat house hacks to stack units, grow cash flow, and harness the snowball effect over a five-year window. Twana and I dig into the emotional side of investing as well: Overcoming analysis paralysis, managing risk and leverage (including Twana’s early days of maxed-out credit cards), and why genuine obsession with your niche is often the real separator between average and top 1% performers. The episode closes with Twana’s take on why he prefers small multifamily over traditional retirement vehicles like 401(k)s, and why aligning with an obsessed expert can shortcut years off your learning curve.If you’ve ever wondered how people quietly go from one property to 10 units in a decade, while still working a W2 job, this is the playbook they’re using, step by step.Thinking about building an ADU or need a team to manage your project properly? Visit: thebuildernation.com/partner Follow Twana RasoulInstagram: https://www.instagram.com/twanarasoulrealty/?hl=en LinkedIn: https://www.linkedin.com/in/twana-rasoul/ Website: https://www.twanarasoulrealty.com/ Follow The Builder Brian:Instagram: https://www.instagram.com/thebuilderbrian/?hl=enLinkedIn: https://www.linkedin.com/in/briankoons/YouTube: https://www.youtube.com/@the_builderbrian