The Social Security Rule Couples Get Wrong

What if a misunderstanding about Social Security spousal benefits could quietly cost your household thousands of dollars in retirement? In this episode, Brooks Bernhagen breaks down some of the most common mistakes couples make when claiming Social Security, including misconceptions about delayed retirement credits, claiming too early, coordinating benefits as a team, and the impact of the earnings test. Brooks explains why spousal benefits follow different rules and why getting the decision right the first time can make a meaningful difference in retirement income planning. Listen to Brooks every Saturday at 7 a.m. on KOTA. Ready to build your retirement plan? Visit https://brooksfg.com/ to connect with Brooks and his team today! See omnystudio.com/listener for privacy information.