The Stock Market's Next Test—and How Much Cash You Really Need

On this episode of Simply Money presented by Allworth Financial, Bob and Brian explain why this earnings season could be one of the biggest tests for the stock market in years—and what investors should really be watching beyond the headlines. They also discuss how much cash you actually need, why too much liquidity can quietly hurt your long-term wealth, practical ways to protect your finances from growing cybersecurity threats, and answer listener questions on helping adult children fairly, qualified charitable distributions, stock option taxes, and tax-smart investing strategies.