The Tax Corner: Are You Asking the Right Questions?

Most business owners leave their planning meetings feeling good about the conversation. But if nobody follows through on what was discussed — and nobody knows who is supposed to — the whole year gets wasted. In this episode, Andrew Rafal and Brian Hartstein pick up where they left off in Episode 123, going deeper into the Tax Corner of the Four Corners of Business Owner Planning. This time it is about the roadmap — the specific planning areas every business owner should be asking their advisory team about, and the real-world examples that show what happens when those questions go unasked. Brian walks through multiple entity planning, entity type analysis, benefit plan design, and the compliance details that quietly cost business owners money every year. From C corp versus S corp decisions to 401(k) eligibility mistakes to the 2026 Roth catch-up rule — this episode is where the strategy gets real. In this podcast interview, you'll learn: The difference between design and structure in business planning How multiple entity planning works and who the rules apply to Why the building your business owns could be a liability and a missed opportunity What non-qualified plans are and when they make sense How a wrong eligibility setting in your 401(k) is costing you money right now The 2026 Roth catch-up rule and what business owners need to do before it is too late Find All Episode Resources Here - www.bayntree.com/124 Download your copy of The Entrepreneur's Financial Planning Checklist