EPISODE · Aug 7, 2026 · 1H 9M
The Thing Saving You Is Already in Your Hands with Bart Merrell
from The Grit Factor Podcast w/ Karl Jacobi · host Karl Jacobi
Episode SummaryBart Merrell grew up on a pig farm in New Mexico with a father who had his hands in a dairy in Idaho, a mushroom warehouse in Utah, a produce warehouse in Arizona, and the Pork Producers Association, all simultaneously. Nobody sat Bart down and taught him the birds and bees of business. His father showed him by example that you could do many things at one time and that opportunities were everywhere if you trained yourself to see them. That programming never left.His first big dream was the FBI. He studied accounting on an FBI agent friend's advice, hated every minute of it, scraped through a degree, then discovered that corrective eye surgery he had gotten to improve his vision had quietly disqualified him from federal service before he ever applied. Devastated. No plan. A college town in Utah. A friend who jokingly asked if he wanted to go to Japan to help set up a bungee tower. Bart said yes without knowing what he was agreeing to. Three months later he was pushing little Japanese people off an eight-story tower for a living and loving every second of it.What followed was a life built entirely on saying yes to things he did not know how to do, figuring it out, and then asking the same question he asks about everything: how can I monetize this? Bungee towers led to sky coasters led to freefall rides led to building a custom coaster in Japan. A Japanese big rig driver friend led to twenty-nine years of importing camping trailers and Ford diesel trucks into Japan, still running today. Nine hundred and eleven wiped out several hundred thousand dollars, so he bought a truck he could not afford, drove to Indiana, and came home with a contract pulling trailers nationwide. His wife's cancer scare in Japan eight nights of not knowing the results taught him he needed multiple income streams before life needed them. An eight thousand dollar dog training course to handle a ninety-pound Rottweiler turned into almost a hundred thousand dollars in his first year of dog training. Being told his ankle bone was gone and amputation was the only option led within six months to a retainer contract with his prosthetist counseling incoming patients.Today Bart runs Side Hustle Samurai and has written Monetize Your Mindset, a book born from watching a woman at a drug rehab Toastmasters session realize that her abusive childhood was not normal. It hit Bart that if you did not grow up watching someone like his dad see opportunity everywhere, you simply did not have that wiring. His entire mission now is to give people the wiring they were not handed. From zero to cash flow in six months, 90 days as the goal, 180 as the promise, using the skills, the story, and even the worst thing that ever happened to you.This episode is for anyone sitting on something valuable and calling it nothing.In This Episode, You'll Discover:How Bart's father, a pig farmer who was also part owner of a dairy, a mushroom warehouse, a produce warehouse, and president of the Pork Producers Association, quietly installed an opportunity-seeking operating system in Bart before he had any language for what it wasThe eye surgery that disqualified him from the FBI before he ever applied, the college town devastation, and the joke from a friend about Japan that sent him across the world to push strangers off a bungee towerThe specific jump Bart designed on the tower using carabiners as handles to attempt a hands-only freefall from eight stories, what happened when he let go, and what it taught him about educated risk in businessHow nine eleven wiped out several hundred thousand dollars in business deals, how he used his remaining credit score to buy a forty thousand dollar truck he could not afford, drove to Indiana, secured a contract, and saved himself from bankruptcyThe eight nights waiting for his wife's biopsy results after her cancer scare in Japan, the second thought that arrived after the fear of losing her, and how that phone call became the catalyst for building multiple income streams before they were neededThe three question framework Bart uses with every client, what do you like to do, what do you need to do, and what are you already doing, and how a school bus driver used it to wake up at three in the morning furious because she could not stop thinking about an ideaHow losing his lower left leg in 2023 led within six months to a retainer contract counseling incoming amputees for his prosthetist, and why he says his first reaction on being told amputation was his only option was to ask how he could monetize itWhy Bart believes there has never been a better time in history to start something, what AI has done to lower the barrier of entry, and what he tells people whose fear of failure is stopping them from tryingKey Takeaways:The Thing Saving You Is Already in Your Hands. Bart's entire life is proof of this. The skill you dismiss, the story you think is worthless, the worst thing that ever happened to you. Every single one of those is raw material. Most people are sitting on the income they need and calling it ordinary. The only thing missing is the wiring to see it differently.How Can I Monetize This? Bart asks this question about everything. Good things, bad things, embarrassing things, painful things. It is not a mercenary instinct. It is a trained reflex that turns experience into leverage. You do not have to be born with it. You can install it by asking the question consistently until it becomes automatic.Say Yes First. Figure It Out Second. Richard Branson said it. Bart has lived it for forty years. He had never set up a bungee tower when he said yes to Japan. He had never imported trucks when he said yes to his Japanese friend. He had never trained dogs when he enrolled in the course. Every major income stream in his life started with yes, followed by the education required to make it work.Educated Risk Is Not Recklessness. Bart jumped off an eight-story tower using carabiners as handles based on thousands of previous jumps and a working knowledge of the physics involved. He did not jump off a cliff to see what happened. The willingness to take risk without eliminating all downside is what separates people who build from people who wait. Research it. Learn enough. Then go.Build Multiple Streams Before You Need Them. The cancer scare phone call arrived on a Tuesday. Bart's second thought, after the fear of losing his wife, was I cannot afford to drop everything and be with her. That thought told him something was wrong with how he had structured his income. Do not wait for the Tuesday phone call. Build the streams while everything is fine so they are there when everything is not.What Do You Like to Do. What Do You Need to Do. What Are You Already Doing. That is the whole framework. Make three lists. Look at where they overlap. Ask how you can monetize one two or three of those intersections. The answers are almost always already inside your existing life. The question trains your brain to see what was there the whole time.Acknowledge It. Then Move On. Bart's approach to every hard thing is the same. He does not suppress. He does not dwell. He acknowledges the reality of what has happened, the leg, the money lost, the cancer scare, and then he moves forward and focuses on what he can do rather than what he cannot. That is not toxic positivity. It is a daily practiced choice about where to point the brain.Let Your Fears Push You Until Your Dreams Can Pull You. When Bart is in the trenches, this is the quote he goes back to....
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The Thing Saving You Is Already in Your Hands with Bart Merrell
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