Skip to content
The Truth About Annuities episode artwork

Sep 5, 2025 26 min

The Truth About Annuities

from Lord and Richards Hosted by Lord and Richards

From Roman “written-in-stone” promises to modern retirement tools, Colin Richards and Dylan Schoonover break down what annuities are, how they work, and where they might fit in a barbell-style retirement plan. We cover the big three (fixed, immediate, and variable) plus today’s fixed indexed options, common myths, fees to watch, carrier strength, and how to turn savings into lifetime income without losing sleep. What you’ll learn: What an annuity is and the core differences between fixed, immediate, variable, and fixed indexed Pros and cons, including fees, flexibility, and principal protection How guaranteed income can help manage longevity risk and market volatility When an annuity can support a balanced, biblical approach to stewardship and retirement freedom Tune in to learn how guaranteed income helps manage longevity risk. Learn more at: https://lordandrichards.com/ *Investment Advisory Services offered through Lord and Richards Wealth Management, LLC, a Registered Investment Adviser.*

Episode details come from the podcast's RSS feed.

Embed this episode

Ready to play

The Truth About Annuities

0:00 26:01

No transcript yet.

Requests help us decide what to transcribe next.

Frequently asked questions

How long is this episode of Lord and Richards?

This episode is 26 minutes long.

When was this Lord and Richards episode published?

This episode was published on September 5, 2025.

Can I download this Lord and Richards episode?

Yes. Use the download control on the episode player to save the publisher-provided media file.